The Symptoms

What you're feeling is real. Here's the evidence.

โ€œCan't afford a homeโ€
4.3M homes short
Housing backlog
โ€œCan't see a doctorโ€
6.2M patients
NHS waiting list
โ€œWages not growingโ€
20% below USA
Productivity gap
โ€œYoung people leavingโ€
โ†‘84% since 2010
Graduate emigration
โ€œWealth fleeing tooโ€
16,500 in 2025
Millionaire exodus
โ€œFuture looks bleakโ€
1.41 (lowest ever)
Fertility rate
โ€œTaxes up, services downโ€
ยฃ111B/year
Debt interest
โ€œEverything costs moreโ€
10x Spain (metro/mile)
Infrastructure premium
The Diagnosis

One disease. Two causes.

Successive governments blocked supply with a 1947 planning system while turbocharging demand through record immigration. The maths was never going to work.

Supply Blocked

The 1947 Town and Country Planning Act made building anything a political decision. Result: 4-year consent times vs 1-2 years in Europe. Everything costs more, takes longer, or never gets built.

Homes/1k people:446vs542EU avg
Metro cost/mile:ยฃ676mvsยฃ68mSpain
Demand Turbocharged

Net migration peaked at 906k in 2023. Cameron promised โ€œtens of thousandsโ€ in 2010. Johnson dropped the target entirely. Both parties chose demand-side subsidies (Help to Buy) over supply-side reform.

Net migration:906kvs<100kpromised
Help to Buy cost:ยฃ29bnvs0homes built

How planning dysfunction cascades through every domain:

The Vicious Cycle

How planning dysfunction cascades through the entire system

๐Ÿ“‹
4.2 yrs
Avg consent time
Planning
Blocks housing supply
โ†’โ†“
๐Ÿ 
4.3M
Home backlog
Housing
Unaffordable families
โ†’โ†“
๐Ÿ‘ถ
1.41
TFR (lowest since 1938)
Fertility
Shrinking workforce
โ†’โ†“
๐Ÿง“
43%
Undersaving
Pensions
Pension strain
โ†’โ†“
โ†ป Cycle repeats: fiscal strain โ†’ cuts โ†’ worse services โ†’ more emigration โ†’ lower fertility

The doom loop:

Can't build โ†’ Housing crisis โ†’ Young leave โ†’ Fertility falls โ†’ Tax base shrinks โ†’ Services cut โ†’ More leave

Without reform, OBR projects debt reaching 270% of GDP by 2070

The Treatment

Three priorities. In order.

Britain's problems are interconnected, but the fix has a clear sequence. Get planning right and everything else becomes possible.

01

Fix Planning

Replace the 1947 system with zonal rules. If it meets the code, it gets built. No more 4-year waits.

Unlocks everything else
02

Build Homes

300,000 homes per year until the backlog clears. Prices fall. Young people stay.

4.3M home deficit closed
03

Grow the Economy

More homes, cheaper energy, better transport. Productivity rises. Tax receipts follow.

Close the 20% gap with USA

This isn't wishful thinking. It's a sequenced roadmap with costed policies.